Investment Philosophy

At Clarfeld, our Investment Philosophy is rooted in Strategic Asset Allocation. We craft our portfolios through the lens of Modern Portfolio Theory, adhering to prudent diversification and an acute assessment of risk and volatility. As asset allocators, we implement tactical portfolio shifts when inefficiencies in markets present appealing opportunities for our clients. We pride ourselves in communicating these recommendations in a timely, transparent and understandable fashion.

The key to a suitable allocation is the inclusion of multiple asset classes. The ability to generate uncorrelated returns within your portfolio allocation is paramount.

Our investment platform is driven by our institutional size and scale capabilities that allow us to access the best-in-class investment managers for our distinct investment strategies. Unrestricted by proprietary investment funds, our team is free to source the most advantageous strategies for the sole benefit of our clients.

An investment portfolio should be relied upon to generate risk-adjusted returns appropriate for each client.

The most detrimental aspect to an investment portfolio over time is the introduction of undue, unnecessary risk. We employ risk management at every level of our investment process, from the initial assessment, to portfolio implementation, to ongoing oversight and rebalancing.

The majority of long-term investment performance is derived from a client's strategic asset allocation; however, value can be added through an ability to initiate tactical investment moves within portfolios. At times, markets present inefficiencies that offer compelling opportunities for professional investors. We strive to take advantage of these market dislocations typically driven by investor behavioral biases.

Please Remember: Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Clarfeld Financial Advisors), or any non-investment related services, will be profitable, equal any historical performance level(s), or prove successful.