Joan (Joannie) Bozek , JD

  • Chief Fiduciary Officer
  • Director of Trust Services
Photo of Joan (Joannie) Bozek


As Director of Trust Services and Chief Fiduciary Officer, Joannie brings over 30 years of experience in the wealth management industry with leadership roles in personal wealth management, retirement plans and planning, as well as fiduciary investments.

Prior to joining Clarfeld|Citizens Private Wealth, Joannie was the Head of Retirement Services within the Wealth Management group at People’s United Bank. She also served as the President and a Director of Prudential Bank & Trust and held numerous positions at Bank of America.

Joannie earned a J.D. from Georgetown University Law Center and a B.A. from Cornell University. She is a member of the Greater Boston Chamber of Commerce’s Women’s Network Advisory Board and is currently a member of her class reunion committee at Phillips Academy Andover.

She is based in the Boston area with her husband and their three rescue dogs. Joannie loves outdoor activities from skiing to paddle boarding and kayaking.